Small businesses have their association in US and the joint views are being voiced against the health care reforms. The points raised by them include that the new laws will force the individuals to buy the health insurance. The new bill is expected to make it mandatory or pay the fine to government. There are few things which we need to understand about the bill. The bill seems to be lacking the subsidy which government plans to offer. The small business fear that the new regulations will put extra burden on them and they would be forced to pay either parts or full amount of money which will go in the health insurance costs from 2014. The health care bill must take care of the fears of small organizations which may not have enough funds to purchase the health insurance for everyone. Many small organizations run on the loans and borrowed money. It takes time to grow a business. If the costs are too much, we may see that independent contractors returning to the mainstream jobs because only established companies will be able to afford the rising costs.